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        You are here: Home / Archives for Committees / Benefits Committee

        2016 Open Enrollment Information

        November 1, 2015 18:00

        Open Enrollment starts tomorrow (Monday, November 2nd). Your AFA Benefits and Retirement Committee compiled the following information in order to assist you with navigating Open Enrollment.

        General Changes

         

        • Mailer will be sent to employee’s home addresses 10/15 to advise that Open Enrollment begins on 11/02/15.
        • Follow up emails will be sent as reminders through Outlook beginning 10/30.
        • A new tool will be added to the web portal. It is called “Alex,” and is a user-friendly tool to enter information, which will then enable employees to compare and contrast different health benefits options.
        • A ‘My Alaska Benefits-Annual Enrollment Tab’ will be added to the Alaskasworld website.
        • If desired, an employee can enroll or make changes by telephone.
        • This year, confirmation of changes/enrollment emails will be sent to employees in Outlook. There will be links in these emails directing F/As back to their selections in the portal, and their portal message folder if need be.
        • Employees may carry over up to $500 in unspent Flexible Spending Account (FSA) funds into 2016.

         

        2016 Consumer’s Choice (Health Savings Account/HSA)

         

        • In Washington State only, the Premera Network will change from the current Heritage Network to the Premera Prime network. This only affects Washington. In Alaska, the Heritage network will remain in place. All other states use the Blue Shield network, which will not change. F/As should be reminded to check to see that their current health providers are also Premera Prime participants.
        • The company contribution will remain $1,000 for employee only and $2,000 for a family. This year all enrollees in the plan will receive an additional $500 company contribution to the plan for an individual and $1,000 for a family. This bonus is available during open enrollment only, both for those switching plans and for current Consumer’s Choice plan participants.
        • A new “HSA On-Demand” feature will be added to the Health Savings Account (HSA) website. It will be called “Click to Pay,” with a sign up and usage explanation. It will automatically draw funds from the employees account to pay bills, similar to an online bill pay service.
        • A change in the crediting and access to the company contributions will begin in 2016. Similar to a Flexible Spending Account (FSA), the company contributions will be credited at the beginning of the year. IRS regulations require than an employee’s personal contributions cannot be credited until the beginning of the month in which they were actually deducted, and transferred to the HSA account.
        • If an employee has prior year contributions and/or an investment balance in their account, their cash balance would be used first. Next, they could access their investment balance, and then the company’s contributions. This might prove very beneficial for someone who incurs a large expense in the early part of the year.
        • The Health Saving Account (HSA) statements will look different this year—more information will be added. A “HSA for Dummies” booklet will be posted on the website.
        • For prior HSA plan participants who become ineligible (due to Medicare, or other disqualifiers which are listed in the booklet), the Company will contribute $500 to a Special Purpose FSA, which can be used for dental and vision expenses, as well as medical expenses after the relevant deductible is met in one of the other AS plans.
        • The 2016 HSA limit is $6750 for an individual under the age of 55.

         

        Premera PPO

         

        • For 2016 forward, the plan is no longer ‘grandfathered’. The plan will provide 100% preventative health care coverage beginning in January.
        • Like the Health Spending Account (HSA), the Washington network will be Premera Prime for 2016 forward.
        • Hospice and palliative care will now be covered even for non-terminal conditions when appropriate.
        • Over the counter medications in the categories of Flonase, Nexium, and Claritin will no longer be covered, but can be submitted as a Flexible Spending Account (FSA) claim with a doctor’s written prescription.
        • Up to 90-day prescriptions for maintenance medications can now be filled in retail stores as well as through mail order. There are some exceptions depending on the medication.

        * * *

         

        Questions? Contact your local Benefits Committee chairperson.

         

        In solidarity,

         

        MEC Benefits & Retirement Committee Chairperson Terry Taylor and your AFA Benefits Committee

        AFA Alaska

        Filed Under: Benefits Committee, Latest News Tagged With: 2015, Benefits, insurance, open enrollment

        480 Provisions, Insurance and TFP Calculator

        September 12, 2015 09:00

        Insurance Eligibility

         

        AFA would like to clear up any confusion regarding insurance eligibility. CBA Section 23.B. [Eligibility For Insurance] states,

         

        “1. Flight Attendants must fly or be credited four-hundred eighty (480.0) TFP in a calendar year to be eligible for Company-paid medical, dental and vision insurance inclusive of the following:

         

        1. Worked TFP;
        2. Sick leave TFP; and
        3. Maximum vacation TFP (based on years of service, no pay or flying requirement.

         

        Years of Service                                                                       Maximum Days of Vacation

        < 1year                                                                                            1.167 days per month employed

        1-4                                                                                                      14 days

        5-9                                                                                                     21 days

        10-17                                                                                                 28 days

        18+                                                                                                    35 days”

         

        Vacation credit towards insurance based on years of service

         

        Worked TFP and sick leave count toward insurance eligibility. The TFP value of your vacation based on years of service also counts toward the 480 threshold for insurance—even if you do not fly enough to accrue your vacation.

         

        This means that if you have two years of service, you have 14 days of vacation @ 4 TFP/day, resulting in 56 TFP credited toward your insurance. If you’ve been a flight attendant for 18 years, you have 35 days of vacation @ 4 TFP/day, resulting in 140 TFP credited toward your insurance. This is an improvement over the prior contract, in which there was a flying requirement (i.e. you had to be eligible for vacation) in order to have it count towards the 480 for insurance.

         

        Important: Look up your current year-to-date TFP so you can plan accordingly

         

        It is important that you look up your current TFP for the year-to-date, so you can plan accordingly for the remainder of the year and make sure that you are on track for the appropriate 480 provisions. Log onto the Inflight page –> ”My Schedule” –> “Calculators” –> “All-in-one calculator.” The TFP calendar has been corrected, and you now have the ability to look up your accurate year-to-date TFP calculation to determine your insurance, uniform, vacation and Longevity PTO eligibility.

         

        When you select the “Insurance Calculator” you will see a chart depicting your year-to-date totals. Under the “My Results” section it will list your Worked TFP to date, your sick leave and your maximum vacation TFP based on your years of service. It will then list the total amount credited toward the insurance benefits. It will also indicate how much TFP you need to earn your insurance benefits for 2016.

         

        Leaves with Coordination Look-Back Provision

         

        For those Flight Attendants who have been on a leave and coordinated with sick leave or vacation there is a look-back provision. Section 15.M [Leaves with Coordination…]:

         

        “There is a 12-month look-back not including any month with an applicable leave. If you have been on a medical, maternity, FMLA, Workers’ Compensation or parental leave of absence WITH coordination of sick leave (or vacation with short-term disability or workers’ compensation) in any bid month then that month will not count toward the look-back threshold calculation for purposes of applicable provisions in Section 13 [Uniforms], 14 [Vacations], 23 [Insurance Benefits] and 32 [Attendance Policy].”

         

        Therefore in order to determine your eligibility, you will need to count back 12 months that do not include applicable leaves. The look-back will be based on a calendar year but may extend into the prior year(s) to include additional bid month(s) equal to the number of excluded bid month(s), such that 12 full bid months are included in determining if either threshold (480 TFP/240 TFP) has been met.

         

        Unpaid Leave Credit of 1.333 TFP per day

         

        If you are on any type of unpaid leave and are NOT coordinating sick leave (or vacation with short term disability or Worker’s Compensation), you will receive an unpaid credit of 1.333 TFP for each day on which you are on such leave for the purposes of applicable provisions.

         

        When to contact a Pay Analyst

         

        If your look-back goes back prior to 2014, or if you find any errors in the calculation of your year-to-date TFP, you will need to contact a Pay Analyst. In order to find your Pay Analyst, logon to the Inflight page –> “Links” –> “Inflight Resource Directory,” then scroll down to “Inflight Administration” on page 6 and find the applicable Pay Analyst.

         

        * * *

         

        Questions? Contact a Local Executive Council officer or your local Benefits Committee representative.

         

        In Solidarity,

        Your MEC – Jeffrey Peterson, Brian Palmer, Yvette Gesch, Lisa Pinkston, Laura Masserant, Cathy Gwynn, Sandra Morrow and Stephen Couckuyt; MEC Grievance Committee chairperson Jennifer Wise MacColl and Grievance Committee member Stephanie Adams; and MEC Benefits Committee chairperson Terry Taylor

        AFA Alaska Logo No Tag

        Filed Under: Benefits Committee, Latest News

        Premera Blue Cross Customer Data Compromised

        March 17, 2015 16:03

        It has recently come to light that Premera Blue Cross, the company that manages a large number of Alaska Airlines employer-sponsored health plans, has experienced a cyber attack that might have exposed the personal data of up to 11 million customers.  The attack was discovered on January 29 of this year but initially occurred on May 5, 2014.  There is no indication that the attackers have used the data illegally as of this time.

        Premera has indicated that they will provide two years of free credit monitoring and identity theft protection services to those affected.  A special website has been set up by Premera to provide more information at http://www.premeraupdate.com.

        In Solidarity,

        Your MEC – Jeffrey Peterson, Brian Palmer, Yvette Gesch, Becky Strachan, Laura Masserant, Cathy Gwynn, Sandra Morrow, Stephen Couckuyt and MEC Benefits Chairperson Terry Taylor

        MEC 5B Logo (Email)

        Filed Under: Benefits Committee, Latest News

        Travel While on a Medical, Maternity, or Workers’ Compensation Leave of Absence

        February 10, 2015 17:00

        Our contract provides the ability to use on-line travel benefits while on a medical, maternity, or Workers’ Compensation leave of absence.  In order to use these travel benefits, you’re required to provide a doctor’s release that states that travel will not adversely affect your ability to return to active service.  This requirement is spelled out in section 15.J.1 of the contract:

        A Flight Attendant on a leave of absence who wishes to secure on-line travel passes will coordinate such travel through Inflight management. In the case of a medical, maternity or Workers’ Compensation leave s/he must provide a doctors release specifying such travel will not adversely affect the Flight Attendant’s ability to return to active service. 

        Due to the contractual requirement that you provide a doctor’s release in these instances, AFA recommends that you obtain a doctor’s release to travel when you go out on any of these types of leave if you intend to use your travel benefits and your doctor is comfortable providing such a release.

        For more information about this requirement or travel while on a leave of absence, please contact your Local Benefits Committee or one of your LEC Officers.  You can find contact information at afaalaska.org/benefits.

        In Solidarity,

        Your MEC—Jeffrey Peterson, Brian Palmer, Yvette Gesch, Becky Strachan, Laura Masserant, Cathy Gwynn, Sandra Morrow, Stephen Couckuyt and MEC Benefits Committee Chairperson Terry Taylor

        MEC 5B Logo

        Filed Under: Benefits Committee, Latest News Tagged With: 2015, Benefits, leave of absence, maternity, medical, travel, workers' compensation

        Benefits Open Enrollment Website Q&A

        November 14, 2014 15:46

        A message from your AFA Benefits Committee

        We’ve had a number of questions, and have heard that many of our group is confused about the purpose of the Benefits Call Center. Additionally, some have reported having trouble navigating the system and revising selections once they have made them.

        This is a new enrollment process, so we compiled some of the more frequently asked questions to assist you through the process.  If you have additional questions, please contact an AFA Benefits Committee Member.  You can find contact information at http://afaalaska.org/benefits.

        What information can be found at myalaskabenefits.com?

        The new benefits web site, myalaskabenefits.com, is your one-stop shop for learning about, and choosing which benefits are right for you. The site includes detailed information about medical, dental and vision plans, as well as other coverage options like life insurance and optional short-term disability coverage.

        Details are great, but what about tools? The site includes a number of “estimators”, including the Medical Expense Estimator (found in the Benefit Tools tab). It predicts healthcare usage, based on demographic data, and shows you what each plan will cost you, based on those assumptions. If you’d like to spend a little more time customizing those assumptions, you can tailor it based on your own known healthcare needs, or your own assumptions.  Before you make a healthcare plan selection, or choose to keep your existing plan, you should give this estimator a try – you will likely be surprised by how much money you can save yourself.

        How do I compare the costs and coverage of the Premera PPO and Consumer Choice PPO plans?

        For a good side-by-side comparison, log in to the enrollment screen. Once there, select “Make Changes” in the medical section. On the right side of the page is a button that says “Need Help Deciding on a Medical Plan.”  This will take you to a very detailed comparison of the medical plans.

        When should I contact the Benefits Call Center?

        The Benefits Call Center is currently available to help you with all of your 2015 Annual Enrollment questions. You should call a representative if you have questions about enrolling, health plans, life insurance, spending accounts, or simply navigating the myalaskabenefits.com site and using the available tools. The call center can also enroll you in benefits over the phone. Beginning January 1st, the Benefits Call Center will provide additional services such as answering general eligibility questions and assisting with mid-year status change events (i.e. adding coverage for a new spouse, child, etc.).

        What are Advocacy Services?

        Employees who need assistance with more complex issues such as claims payments, questions with an EOB, appeals or balance-billing (in the event you seek care from a non-network doctor) are transferred from the Benefits Call Center to an advocate who will provide you with expert assistance. Advocacy Services aren’t meant to take the place of your health plan’s Customer Service line, but they are an additional resource for you when you need it.

        Can I make a change to my benefit elections while I am on leave of absence?
        If you are on a leave of absence, as indicated in PeopleSoft, your next opportunity to make health plan changes will occur when you return to actively working. Upon your return, you will be automatically enrolled in the coverage that you had prior to your leave of absence. You will also receive an email asking if you’d like to make any changes to your benefit elections, with instructions on how to do that.

        Please note, if you are continuing active healthcare coverage by utilizing your sick leave, you likely aren’t considered to be on a leave of absence in PeopleSoft. For those in this situation, you should make your health care changes during the Annual Enrollment period, which ends November 18th. If you aren’t sure what your leave status is, you should contact your Supervisor or Leave Analyst

        Wondering about the need to designate a beneficiary through the Web Portal?

        In the past, beneficiary designations were done via a paper copy.  This is the first year that there has been an electronic version.  All flight attendants should update, and review their beneficiary designations.

        Does this change my 401(k) plan beneficiary?

        No.  This might be a good time to review your designations, to make certain that they are up to date.  However, if you wish to make changes, that would need to be done through Vanguard, either online, or via the website.  Just login in, click on ‘Manage my Account’, and follow the instructions.

        When I submitted my changes and went back to look at them, I saw that I still needed to add beneficiaries.  Is something wrong?

        We have discovered that until you completely log out of the portal and log back in, the ‘red line’ indicating that you need to add beneficiaries will still be there.  If you want to double check, log out, log in and you should see that your changes have taken place.

        MEC 5B Logo

        Filed Under: Benefits Committee, Latest News Tagged With: 2014, Benefits, open enrollment

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