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Annual Benefits Enrollment

ANNUAL BENEFITS ENROLLMENT

Annual benefits enrollment has been extended until November 16, 2017!

Enroll now at: www.alaskasworld.com under your benefits/pay tab> benefits>healthcare & total rewards.

If you have any questions or need help, contact our Benefits Center at (844) 231-3476, Monday – Friday, 8 a.m. – 7 p.m. PT. To further assist you, our AFA benefits chair, Sonia Quackenbush will be available tomorrow, November 9th, downstairs in the Inflight crew room from 10 a.m. until 2:00 p.m.

As a reminder you should not enroll in the optional short-term disability (CA has their own state disability) and it’s a good time to review all of your beneficiary information and make any necessary changes.

Staffing Adjustment Leave of Absence Health Benefits Coverage and Vacation Accrual

There is some confusion regarding continuation of health benefits coverage and vacation accrual while on a Staffing Adjustment Leave of Absence (or “Staffing Leave”/”Staffing Adjustment Leave” for ease of reference). Hopefully this will answer some of the questions that have been raised.

Continuation of heath benefits coverage

As stated in the Informational Bulletins that are posted when Staffing Adjustment Leaves are offered, health benefits coverage will end on the first day of an awarded Staffing Leave—with an exception. If a F/A has a trip that overlaps from the prior month to the awarded leave month, the Staffing Leave begins on the first day following the overlap.   This means your pairing must have some duty that touches the awarded leave month. (However, keep in mind that in order to not have your vacation accrual reduced by 1/12 you must have some paid time in the leave month. That requires duty beginning after midnight in the leave month rather than duty simply touching the leave month.)

For example, if a trip begins on the final day of the prior bid month, and overlaps into the second day of the leave month, the leave would officially begin on third of the month. Since the overlap would result in Worked TFP during the month of the staffing leave, health benefits coverage would continue throughout the remainder of the month.

If no overlap trip exists, health benefits coverage will lapse on the first of the month and a COBRA packet will be sent.  There are several options in this case:

  1. Complete the COBRA paperwork and submit it along with the appropriate payment to continue health care coverage.
  1. If the leave is only one month, complete the COBRA paperwork and mail it in promptly.  If health care expenditures during the leave are less than the amount of the COBRA payment, there is no need to pay the payment.
  1. Secure other coverage in the marketplace, or through a convenient union supported health care portal such as Working America Health Care (a joint partnership between Working America and Union Plus); their phone number for AFA members is 866-961-3297.
  1. If you have other coverage, there is no need to complete the COBRA paperwork.

If you have Recurrent Training or other Company required training during a Staffing Adjustment LOA, your health care coverage will re-start on the first day of training and continue through the end of the bid month.

We have been told that if the leave is 30 days or more, it will be necessary to call the Benefits Portal number (AON) when you return to work in order to restart your health care benefits. This is a fairly new procedure.

Vacation accrual

Vacation accrues each month that a F/A has paid TFP for that month. If there is no pay for the month, vacation accrual is reduced by one-twelfth (1/12).

If there is an overlapping trip, vacation will accrue during the leave month.

Scheduled vacation during a leave of absence is not automatically paid, and does not automatically result in vacation accrual for the following year.  For vacation during a Staffing Adjustment Leave of Absence, there are two options:

  1. Vacation days can be manually traded to later available days.  First it is necessary to find available open vacation time, and then call Crew Administration to request the trade to be processed due to the leave status.
  1. You may request that any of your awarded vacation days be paid to you on either the fifth (5th) or twentieth (20th) paycheck while you are on a Staffing Adjustment Leave.  The request must be made no later than seven days prior to the selected pay date. If you have requested that you receive vacation pay during the month of the Staffing Adjustment Leave, this will prevent your vacation accrual from being reduced by 1/12 for that month.

* * *

Questions? Contact one of your Local Executive Council (LEC) officers (ANC 30 | SEA 19 | PDX 39 | LAX 18 | SAN 15).

In solidarity,

Your MEC – Jeffrey Peterson, Brian Palmer, Yvette Gesch, Lisa Pinkston, Laura Masserant, Cathy Gwynn, Sandra Morrow, Stephen Couckuyt; and MEC Benefits & Retirement Chairperson Terry Taylor

AFA-Alaska-Logo-Transparent-Background

2016 Open Enrollment Information

Open Enrollment starts tomorrow (Monday, November 2nd). Your AFA Benefits and Retirement Committee compiled the following information in order to assist you with navigating Open Enrollment.

General Changes

 

  • Mailer will be sent to employee’s home addresses 10/15 to advise that Open Enrollment begins on 11/02/15.
  • Follow up emails will be sent as reminders through Outlook beginning 10/30.
  • A new tool will be added to the web portal. It is called “Alex,” and is a user-friendly tool to enter information, which will then enable employees to compare and contrast different health benefits options.
  • A ‘My Alaska Benefits-Annual Enrollment Tab’ will be added to the Alaskasworld website.
  • If desired, an employee can enroll or make changes by telephone.
  • This year, confirmation of changes/enrollment emails will be sent to employees in Outlook. There will be links in these emails directing F/As back to their selections in the portal, and their portal message folder if need be.
  • Employees may carry over up to $500 in unspent Flexible Spending Account (FSA) funds into 2016.

 

2016 Consumer’s Choice (Health Savings Account/HSA)

 

  • In Washington State only, the Premera Network will change from the current Heritage Network to the Premera Prime network. This only affects Washington. In Alaska, the Heritage network will remain in place. All other states use the Blue Shield network, which will not change. F/As should be reminded to check to see that their current health providers are also Premera Prime participants.
  • The company contribution will remain $1,000 for employee only and $2,000 for a family. This year all enrollees in the plan will receive an additional $500 company contribution to the plan for an individual and $1,000 for a family. This bonus is available during open enrollment only, both for those switching plans and for current Consumer’s Choice plan participants.
  • A new “HSA On-Demand” feature will be added to the Health Savings Account (HSA) website. It will be called “Click to Pay,” with a sign up and usage explanation. It will automatically draw funds from the employees account to pay bills, similar to an online bill pay service.
  • A change in the crediting and access to the company contributions will begin in 2016. Similar to a Flexible Spending Account (FSA), the company contributions will be credited at the beginning of the year. IRS regulations require than an employee’s personal contributions cannot be credited until the beginning of the month in which they were actually deducted, and transferred to the HSA account.
  • If an employee has prior year contributions and/or an investment balance in their account, their cash balance would be used first. Next, they could access their investment balance, and then the company’s contributions. This might prove very beneficial for someone who incurs a large expense in the early part of the year.
  • The Health Saving Account (HSA) statements will look different this year—more information will be added. A “HSA for Dummies” booklet will be posted on the website.
  • For prior HSA plan participants who become ineligible (due to Medicare, or other disqualifiers which are listed in the booklet), the Company will contribute $500 to a Special Purpose FSA, which can be used for dental and vision expenses, as well as medical expenses after the relevant deductible is met in one of the other AS plans.
  • The 2016 HSA limit is $6750 for an individual under the age of 55.

 

Premera PPO

 

  • For 2016 forward, the plan is no longer ‘grandfathered’. The plan will provide 100% preventative health care coverage beginning in January.
  • Like the Health Spending Account (HSA), the Washington network will be Premera Prime for 2016 forward.
  • Hospice and palliative care will now be covered even for non-terminal conditions when appropriate.
  • Over the counter medications in the categories of Flonase, Nexium, and Claritin will no longer be covered, but can be submitted as a Flexible Spending Account (FSA) claim with a doctor’s written prescription.
  • Up to 90-day prescriptions for maintenance medications can now be filled in retail stores as well as through mail order. There are some exceptions depending on the medication.

* * *

 

Questions? Contact your local Benefits Committee chairperson.

 

In solidarity,

 

MEC Benefits & Retirement Committee Chairperson Terry Taylor and your AFA Benefits Committee

AFA Alaska

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